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This easy cheesy bean dip only requires six ingredients and is the perfect recipe for parties, family gatherings, game day, and more! Beans, cheese, taco seasoning and other simple ingredients are combined to create a delicious appetizer everyone will love.

Cheesy Bean Dip
It isn’t a party without a delicious dip and this cheesy bean dip is definitely a crowd-please. With layers of cream cheese, refried beans, sour cream, taco seasoning, garlic, and plenty of melted cheese, this warm bean dip is perfect for game day, Taco Tuesday, Cinco de Mayo, parties, or anytime you’re craving a delicious snack.
And the best part? You can have it prepped and ready for the oven in just a few minutes!
Why You’ll Love This Cheesy Bean Dip
- Quick and easy – It only takes a few minutes to prepare.
- Simple ingredients – You only need six basic ingredients!
- Extra cheesy – Cheese is mixed right into the dip for cheesy goodness in every bite.
- Perfect for parties – This is an easy appetizer for a large crowd.
- Easy to customize – Add your favorite taco toppings or adjust the seasonings to make it your own.
Bean Dip Ingredients
- Cream cheese – Gives the dip its rich flavor and signature creaminess.
- Refried beans – The base of the dip and what gives it that classic bean dip flavor.
- Taco seasoning – An easy way to add lots of Mexican-inspired flavor.
- Garlic – Adds even more flavor to the dip.
- Sour cream – Makes the bean dip smooth and creamy.
- Cheddar cheese or Mexican blend cheese – Because you can never have too much cheese!

How to Make Cheesy Bean Dip
- Start by adding the cream cheese to a medium bowl. Use a hand mixer to beat the cream cheese until it is smooth and creamy.
- Add the sour cream and continue mixing until everything is well combined.
- Next, stir in the refried beans, shredded cheese, taco seasoning, and garlic. Mix until all the ingredients are evenly combined and the dip is smooth.
- Spread the bean mixture evenly into a baking dish. Sprinkle remaining shredded cheese over the top if you want an extra-cheesy layer.
- Bake until the dip is hot, golden brown, and bubbly.
- Serve immediately with tortilla chips and your favorite toppings.

The Best Toppings for Bean Dip
This dip is delicious straight from the oven, but adding a few toppings makes it even better. Try topping your cheesy bean dip with:
- Diced tomatoes
- Green chiles
- Sliced green onions
- Chopped cilantro
- Sliced black olives
- Diced avocado
- Jalapeño slices
- Pico de gallo
- Salsa
- Extra sour cream
- Crumbled queso fresco
Pro Tip: You can set out several toppings and let everyone customize their own serving.
How to Store Leftover Bean Dip
If you happen to have leftovers, cover the baking dish or transfer the dip to an airtight container and store it in the fridge.
To reheat, warm individual portions in the microwave or place the baking dish back in the oven until the dip is hot and the cheese has melted again.

How to Spice Up This Recipe
This is an easy recipe to spice up! You can make just a few simple substitutions or additions depending on how much heat you like.
- Add chopped jalapenos – Stir them into the bean mixture or sprinkle them on top before serving.
- Use spicy taco seasoning – Swap regular taco seasoning for a spicy variety to add heat throughout the dip.
- Add hot salsa – Mix your favorite hot salsa into the dip for extra flavor and spice.
- Add hot Italian sausage – Brown and drain hot Italian sausage and stir it into the bean mixture before baking for a heartier dip.
- Add Pepper Jack cheese – Replace 1–2 cups of the cheddar or Mexican cheese with Pepper Jack cheese for extra spice and cheesy flavor.
What to Serve with Bean Dip
Tortilla chips are definitely our favorite way to enjoy this cheesy dip, but they’re not the only option. You can also serve it with Fritos, pita chips, crackers, mini bell peppers, celery sticks, or your favorite sliced veggie.
For a party, add it to an appetizer spread with salsa, guacamole, queso, and other Mexican-inspired snacks.
Frequently Asked Questions
Can this be made in the slow cooker?
Yes it can! Just dump everything in the slow cooker and stir every 30 minutes. How easy is that?
Can this dip be made ahead of time?
Yes, this is a great make-ahead dip. Just prepare the dip but wait to bake it. Cover with foil and refrigerate up to 24 hours. When ready to bake, remove foil and bake.
More Easy Dip Recipes

Cheesy Bean Dip
Ingredients
- 1 (8 oz) package cream cheese (softened)
- 1 16 oz can refried beans or 2 cups homemade refried beans
- 2 tablespoons taco seasoning
- 1 clove garlic (minced)
- 1 cup sour cream
- 3 cups cheddar cheese or Mexican cheese (shredded)
- Tortilla chips
- Toppings ideas: jalapeno (cilantro, tomatoes, pico de gallo, salsa, black olives)
Instructions
- Preheat oven to 350 degrees and spray small baking dish with non-stick cooking spray.
- In a medium bowl, add cream cheese and beat with a hand mixer until smooth and creamy. Add sour cream and beat until well combined.
- Stir in refried beans, 2 cups cheese, taco seasoning and garlic until smooth.
- Spread into prepared baking dish.
- Bake for 15-18 minutes or until hot and bubbly.
- Remove from oven and add additional cheese.
- Return to oven and heat 3-5 minutes or until cheese is melted and bubbly.
- Serve immediately with toppings of your choice and tortilla chips.
