• 1 (8 oz) package cream cheese, softened
  • 1 can (16 oz) refried beans or 2 cups homemade refried beans
  • 2 tablespoons taco seasoning
  • 1 clove garlic, minced
  • 1 cup sour cream
  • 3 cups cheddar cheese or Mexican cheese, shredded
  • Tortilla chips
  • Toppings ideas: jalapeno, cilantro, tomatoes, pico de gallo, salsa, black olives


  1. Preheat oven to 350 degrees and spray small baking dish with non-stick cooking spray.
  2. In a medium bowl, add cream cheese and beat with a hand mixer until smooth and creamy. Add sour cream and beat until well combined.
  3. Stir in refried beans, 2 cups cheese, taco seasoning and garlic until smooth.
  4. Spread into prepared baking dish.
  5. Bake for 15-18 minutes or until hot and bubbly.
  6. Remove from oven and add additional cheese.
  7. Return to oven and heat 3-5 minutes or until cheese is melted and bubbly.
  8. Serve immediately with toppings of your choice and tortilla chips.